Member First Mortgage

Credit Union Owned Mortgage Company

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Loan Information November 07, 2009 - 4:54 AM ET

Financing Type:	Conventional
Amount:	$180,000
Purchase Price:	$225,000
State:	Michigan
County:	Kalamazoo
City:	Kalamazoo
Escrow/Impounds?	Yes

Loan Purpose:	Purchase
Property Use:	Primary Residence
Property Type:	Existing single family home
Lock Period:	45 Day

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.


30 Year Fixed Rate
Rate	Points	APR	Payment	Closing Fees	Total Cost	Apply
4.875%	1.000%	5.024%	$952.57	$3,981.00
5.000%	0.500%	5.105%	$966.28	$3,081.00
5.125%	0.000%	5.186%	$980.08	$2,181.00


20 Year Fixed Rate
Rate	Points	APR	Payment	Closing Fees	Total Cost	Apply
4.750%	1.000%	4.952%	$1,163.20	$3,981.00
4.875%	0.500%	5.018%	$1,175.53	$3,081.00
5.000%	0.000%	5.083%	$1,187.92	$2,181.00


15 Year Fixed Rate
Rate	Points	APR	Payment	Closing Fees	Total Cost	Apply
4.250%	1.000%	4.504%	$1,354.10	$3,981.00
4.375%	0.500%	4.554%	$1,365.52	$3,081.00
4.500%	0.000%	4.604%	$1,376.99	$2,181.00


MSHDA
Rate	Points	APR	Payment	Closing Fees	Total Cost	Apply
6.625%	1.000%	6.862%	$1,152.56	$5,232.00


5 Year Balloon CONV
Rate	Points	APR	Payment	Closing Fees	Total Cost	Apply
7.750%	0.750%	8.109%	$1,289.54	$3,531.00
7.875%	0.625%	8.203%	$1,305.12	$3,306.00
8.000%	0.500%	8.297%	$1,320.78	$3,081.00