Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.982%  0.000%
 3.750%  3.919%  0.750%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.562%  0.000%
 3.250%  3.455%  0.125%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.541%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.500%  4.361%  0.000%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.235%  0.000%