Conventional
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.114%  0.000%
 4.875%  5.022%  0.375%
15 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.819%  0.000%
 4.500%  4.712%  0.125%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 5.250%  6.085%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.882%  0.000%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.503%  0.000%