Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.981%  0.000%
 3.750%  3.908%  0.625%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.436%  0.000%
 3.125%  3.347%  0.250%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.541%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.250%  4.107%  0.000%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.234%  0.000%
Government
MSHDA
 Rate  APR  Points
 3.500%  3.604%  0.000%