Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.862%  0.000%
 4.625%  4.769%  0.375%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.568%  0.000%
 4.250%  4.461%  0.125%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.570%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 4.625%  5.502%  0.000%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.995%  0.000%